by alex 

July 10, 2022

Get Free Funeral Insurance quotes online instantly now.

What can Funeral Cover Provide You with? Among its numerous advantages, Funeral Cover can ensure a lump sum payment upon the death of an insured individual.

We will assist in finding a funeral plan to suit your individual needs. Simply follow some easy steps and compare Funeral Cover quotes directly side-by-side.

Start your Funeral Cover Quote here

How much cover do you require?
Please Select One
  • R 15 000 - R 20 000
  • R 30 000 - R 40 000
  • R 50 000 - R 60 000
  • R 70 000 - R 80 000

Metropolitan - Dignified Funeral Cover with Extra Benefits

Premium changes depending on your age

Min 5000 - 80 000

Free benefits - Transportation

You can choose between money or they arrange benefits for you

Waiting Period - 6 months. No waiting period for accidental death. 

Many extra funeral benefits

Payment Protection benefit on the death or disability

Payment Protection benefit when the owner reaches retirement age

Cash Back benefit

Value Protection benefit

Example of pricing:

30 year old male with a partner - 250 rand per month for R50 000 cover

Extra optional cover

Death/ disable / Permanent disability - Get insured after 6 months.

Retirement benefit - When you turn 65 or retirement there are no more premiums. Completely free.

Cash back - After 12 months , get 2 premiums back. After 36 months get 6 premiums back.

Cash Back

The CashBack benefit pays part of your premiums back to you. You can choose this benefit for any insured life covered on this plan.

How it works:

• Metropolitan will pay two premiums back to you after 12 months, provided that your plan did not lapse during this 12 month period.

• Thereafter, Metropolitan will pay six premiums back to you after 36 months, provided that your plan did not lapse during this 36 month period.

The Metropolitan Funeral Plan helps you build your financial wellness by offering a plan to prepare for a dignified funeral.

Building your Financial wellness:

A dignified funeral when you pass away

A good education for your children

Securing your Financial Wellness:

Life Cover - Protect your family while you are working

Financial security if you become disabled or suffer an illness

Daily cash if you are hospitalized

Growing your Financial Wellness:

Save for your retirement

Legacy - Leave a gift of money

Plan for Special Events

Enjoying your Financial Wellness:

Invest your savings money

Invest and keep your pension money safe

Draw an income from your retirement savings


The waiting period is a period in which insured lives are not covered for some or all events, even though premiums are being paid.

Waiting periods can apply when you:

• First start your plan.

• Change your cover levels.

• Add an insured life to your plan.

• Add a new optional benefit to your plan.

What is the waiting period for Metropolitan funeral cover?

A waiting period is a period of time in which an insured life is not insured for some or all events. Waiting periods apply to each insured life. The waiting period starts from the first day of the month in which we receive your first premium. Your plan starts from the first of the month in which Metropolitan receives your first premium.

For example, Mr Jones buys a plan and pays his first premium on the 15th of April. The start date of the plan will be the 1st of April, which is also the date that the waiting period starts.

How long does it take for Metropolitan to pay out?

The benefit will be paid within 48 hours and covers you and your life partner, for funeral or other immediate expenses, of up to 20% of the life cover benefit amount to a maximum of R50 000. Monthly Support Payout benefit allows you the option of a monthly support payout to cover monthly expenses up to 60 months.

How much is Metropolitan funeral cover?

You must pay the monthly premiums on your plan.

Premiums are no longer required due to the Payment Protection benefit; or your plan ends. If you do not pay your premiums, your plan may lapse and you may not be insured or able to claim any benefits. Metropolitan does not charge penalties if you stop paying your premium.

Premium changes dependent on age.

198 RAND. 30 000 rand in cover. For a normal cover that includes your partner.

250 rand. 50 000 rand in cover. A higher level funeral cover that also includes a partner. 

Click here to learn more about Metropolitan and their policies.