Get Free Funeral Insurance quotes online instantly now.
What can Funeral Cover Provide You with? Among its numerous advantages, Funeral Cover can ensure a lump sum payment upon the death of an insured individual.
We will assist in finding a funeral plan to suit your individual needs. Simply follow some easy steps and compare Funeral Cover quotes directly side-by-side.
Sanlam - My Choice Funeral Plan
List of all the Funeral Cover policies that Sanlam offer:
My Choice Funeral Plans: Provide money for a proper funeral for yourself and your family. We pay out most funeral claims in 4 hours, so that you can start preparing for a funeral without the financial worry. You can get cover up to R60 000.
My Choice Income Plans: Provide an income that will take care of some of your family’s costs if you die or become physically impaired, for a period of 12 months.
My Choice Life Plan: Leave money for your family when you die. Our life cover amount is from R150 000 to R1000 000.
Flexible Personal Accident Plan: Cover yourself in the event that you die from an accident or become physically impaired. Your family will receive money so they are not left with financial burdens.
My Choice Investment Plan: Invest for your hopes and dreams. Put away money every month, from R300 to R2 000 and for a minimum of 10 years and a maximum of 15 years.
Retirement Annuity: After years of hard work, you deserve to live comfortably when you retire. By contributing from R300 up to R2 000 per month, you become a member of the New Life Retirement Fund.
Reality Club: Enjoy exclusive offers, competitions and be educated on lifestyle and financial topics through a number of communication channels. Benefits include trauma and medical assist and food coupons.
Benefits and features offered with Sanlam Funeral Cover Policies:
- Funeral Cover: Provides funeral cover for you, your spouse, your children, parents and wider family,
- Burial Transportation Benefit: Provides transport for the deceased and offers additional benefits relating to the funeral.
- Double Accident Benefit: Pays an amount equal to the Funeral Cover amount if anyone covered on the policy dies as a result of an accident. There is no qualifying period.
- Grocery Benefit: Pays R1 000 towards living expenses for six months if you or your spouse dies.
- Cash Back Benefit: Rewards you every three years for keeping your policy active.
- Escalations: Your premium and cover will increase every year to help keep up with the rising cost of living. The cover will increase based on the premium increase chosen.
- Unemployment and Pregnancy Payment Holiday: Keeps your policy active for up to 12 months without paying premiums if you become pregnant or unemployed.
- Premium Paid-up: Pays premiums on your behalf when the life assured reaches a certain age.
- Memorial Benefit: Pays R10 000 to help you honor the memory of a loved one, for example with a tombstone. This amount is paid with your funeral claim.
What is funeral cover or funeral insurance?
Funeral insurance is a form of life insurance that pays money when someone dies. Some funeral insurance policies, like the Sanlam My Choice Funeral Plan range, also give you other benefits.
How does funeral insurance or funeral cover work?
Funeral insurance works in much the same way as other types of insurance. You decide how much money your family needs to pay for the cost of a funeral and then you pay a monthly premium. If you or your loved ones die, the money is paid out. A decision to take out funeral insurance should form part of a proper financial plan rather than simply buying policies.
How do the Sanlam My Choice Funeral Plans work?
The Sanlam My Choice Funeral Plans offer you a choice of five products, each with different benefits to suit individual needs:
- Sanlam My Choice Enhanced Funeral Plan
- Sanlam Secure Life Plan
- Sanlam Flexible Personal Accident Plan
- Sanlam Value Funeral Plan
Why a Sanlam My Choice Funeral Plan?
- Flexibility - you choose the benefits and level of cover you want and can afford
- A range of benefits for your specific needs
- You can choose to cover yourself, your immediate family as well as your wider/extended family members
- From only R80 a month you will be able to honor your loved ones with a funeral to be proud of
- You can save any amount from R10 a month for 5 to 15 years
How do I claim?
To claim, we will need these documents:
- Fully completed claim form.
- Certified copy of ID of claimant and deceased.
- Certified copy of death certificate.
- Proof of banking details (bank stamped statement/cancelled cheque/salary slip), if proceeds are payable into an account other than the premium paying account.
- Certified copy of BI1663/DHA-1663 or B11680. All sections must be fully completed.
- Fully completed police report (if cause of death is unnatural).
Sanlam My Choice Enhanced Funeral Plan
Get peace of mind knowing the whole family is taken care of with up to R100,000 cover. The Sanlam My Choice Enhanced Funeral Plan gives you cover for up to 22 people, and children are covered for life.
Key benefits:
- Pays most funeral claims in four hours
- Get up to R100,000 cover for the principal life assured and spouse
- Children are covered for life, including adopted children
- Receive a triple payout* if you or your loved ones pass away in an accident
- Cover for up to 22 people on one policy
- Get cash back every three years
- Pause your policy for up to 12 months* without paying premiums if you become pregnant or unemployed
Sanlam Secure Life Plan
Get up to R1,000,000 in life cover, with no medicals or blood tests required. The Sanlam Secure Life Plan gives you cash back every five years.
Key benefits:
- Cover from R150,000 to R1,000,000
- Cash back benefit paid out every five years
- No medical tests needed
- Can be used as security for a loan
Sanlam Flexible Personal Accident Plan
The Sanlam Flexible Personal Accident Plan gives you up to R400,000 in cover with no waiting period for accidental death.
Key benefits:
- Pause your policy for up to 12 months without paying premiums if you become pregnant or unemployed
- No waiting period for accidental death
Sanlam Value Funeral Plan
Live with confidence knowing your family will be taken care of with up to R100,000 cover when you pass away. The Sanlam Value Funeral Plan covers up to 22 people and children are covered for life.
Key benefits:
- Pays most funeral claims in four hours
- Get up to R100,000 cover for the principal life assured and spouse
- Children are covered for life, including adopted children
- Cover for up to 22 people on one policy
- Get cover without a waiting period* if you previously had a funeral plan
To learn more about Sanlam and how their policies can help you and your family, please check out our Sanlam Funeral Cover page.